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Discretionary income is the amount of your adjusted gross income (from your most recent federal income tax return) that exceeds 150 percent of the poverty guideline amount for your state and family size.
You must provide documentation of your income to your loan holder.
While loan rehabilitation takes several months to complete, you can quickly apply for loan consolidation.Relationship-based ads and online behavioral advertising help us do that.Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit.*NOTE: We previously indicated that loan consolidation would result in removal of the record of default from a borrower’s credit history.
That cell of the table has now been corrected to indicate that loan consolidation will not result in removal of the record of default from the borrower’s credit history.
One option for getting your loan out of default is loan rehabilitation.