Difference between intervening and consolidating cases

03-May-2020 16:25

Debt settlement and debt consolidation are two forms of financial help for people struggling with more debt than they can repay.

The two terms are often used interchangeably, which leads to a great deal of confusion on the part of consumers, who may not realize that these are vastly different debt relief services.

If the creditor accepts the offer, you make the payment and the matter , because if you owe more than one creditor, as is often the case, you must go through the process with each one.

So if you are delinquent on several credit cards or bills (e.g.

For details about your state's laws contact your attorney general's office.

For contact information visit the web site National Association of Attorneys General.

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For example, if you owed ,000, you might offer the creditor a lump-sum payment of ,000.Debt consolidation is an effort to combine debts from several creditors, then take out a single loan to pay them all, hopefully at a reduced interest rate and lower monthly payment.

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